LATIDO CAPITAL

Building the Digital Infrastructure of Venezuela.

A network of category-defining platforms across finance, media, commerce, logistics, and real estate.

21+ platforms  •  Premium domain portfolio  •  Built independently

WHY WE EXIST

Why Latido Exists

Venezuela is one of the most underbuilt digital economies in the world. Core infrastructure — payments, marketplaces, logistics, and media — remains fragmented or missing entirely. Latido Capital was built to change that. Instead of launching a single company, we secured premium digital real estate and built a network of platforms designed to scale together. Each platform solves a specific problem. Together, they form a connected ecosystem.

“We didn’t build a startup. We built the system.”

NETWORK ARCHITECTURE

One Ecosystem. Multiple Entry Points.

MediaFinance13 brandsMarketplacesLogisticsReal EstateEnergyupcomingLC /Latido Capital
01Mediadrives awareness
02Financeenables transactions
03Marketplacespower commerce
04Logisticscompletes fulfillment
05Real Estateanchors long-term value

This creates a compounding network effect where each platform strengthens the others.

PORTFOLIO

The Portfolio

7
Verticals
16+
Premium Domains
1
Ecosystem
Finance Vertical · 13 Brands

Latido Finance

The financial backbone of the ecosystem

VenFXVenFXDólar DirectoDIVISASVenSendEnvíaFamiliaPAGOSCOBRORecargasPrePagoCryptoVECréditoLoansAMPARO

A vertically integrated financial ecosystem built for Venezuela's dollarized, crypto-native economy. From FX and remittances to payments, credit, and insurance — Latido Finance covers the full financial stack.

venfx.co · dolares.com.ve · dolardirecto.co.ve · dolardirecto.com · divisas.com.ve · cambio.com.ve · vensend.com.ve · transferencias.com.ve · enviafamilia.com · pagos.co.ve · cobro.com.ve · recargas.com.ve · prepago.com.ve · cryptocurrency.co.ve · credit.com.ve · loans.com.ve · insurance.co.ve

Media

Latido Media

Attention and information layer. Driving awareness, trust, and traffic.

Marketplace

Mercados

Marketplace for creators and sellers. A platform for independent sellers, artisans, and local commerce.

mercados.com.ve

Logistics

Delivery by Latido

Logistics infrastructure. Last-mile delivery powering commerce and services.

delivery.co.ve

Travel

VisitVE

Travel and discovery platform. Bringing Venezuela back to the global travel map.

travel.com.ve

Real Estate

Casa

Real estate marketplace. Buy, rent, and explore property across Venezuela.

casa.com.ve

Energy

Energy & Commodities

Fuel and infrastructure layer. Positioned for fuel distribution, pricing, and energy marketplaces.

gasolina.com.vediesel.com.veenergy.com.vecombustible.com.ve

THE OPPORTUNITY

A generational window is opening.

Venezuela is at an inflection point. A dollarized economy, a crypto-native population, and a $4.5B remittance corridor — all without the digital infrastructure to match. The gap between what exists and what’s needed is the opportunity. Latido Capital is positioned at the center of it.

01

$4.5B

Annual Remittances

Venezuela receives over $4.5 billion in annual remittances — the majority flowing through informal channels with high fees and zero infrastructure. Every dollar is an opportunity to build.

02

65%+

USD Adoption

Over 65% of transactions in Venezuela are now conducted in US dollars. The economy has dollarized faster than any infrastructure has been built to support it.

03

#1

Crypto Adoption in LatAm

Venezuela leads Latin America in cryptocurrency adoption per capita. The population is already crypto-native — the platforms to serve them simply don't exist yet.

04

30M+

Underserved Population

Thirty million people with smartphones, digital wallets, and real economic needs — but no category-defining platforms built specifically for their context.

"The infrastructure gap in Venezuela is not a problem — it is the opportunity. Every missing rail is a platform waiting to be built."
Latido Capital — Investment Thesis

ECOSYSTEM

Seven Verticals. One Operating System.

logo

The financial backbone of Venezuela

A vertically integrated financial ecosystem covering USD wallets, remittance corridors, FX and crypto exchange, credit and lending, insurance products, and POS merchant payments — built for Venezuela's dollarized, crypto-native economy.

WHAT IT OFFERS

USD wallets & accountsRemittance corridorsFX & crypto exchangeCredit & lendingInsurance productsPOS & merchant payments

DOMAINS

latidofinance.comvenfx.comdolardirecto.comdivisas.com.vevensend.com
Ecosystem Connection — Powers payments across Mercados, Casa, Delivery, and VisitVe.
logo

Venezuela's intelligence platform

Real-time economic data, investigative journalism, and business intelligence for Venezuela's most important sectors — finance, energy, travel, and commerce.

WHAT IT OFFERS

Real-time economic dataEnergy market reportsCrypto & FX trackingTravel & tourism newsBusiness intelligenceInvestigative journalism

DOMAINS

news.co.velatidonews.com
Ecosystem Connection — Drives awareness and traffic across all Latido verticals.
logo

Venezuela's travel platform

A comprehensive travel and discovery platform bringing Venezuela back to the global travel map — from destination guides to hotel booking and diaspora travel planning.

WHAT IT OFFERS

Destination guidesHotel & lodging bookingExperience packagesDiaspora travel planningTour operator networkTravel insurance

DOMAINS

visitve.comvisitve.com.ve
Ecosystem Connection — Integrated with Latido Finance for USD travel payments and insurance.
logo

Venezuela's artisan marketplace

A marketplace for creators, artisans, and independent sellers — enabling secure USD payments, diaspora gifting, and a full suite of creator tools.

WHAT IT OFFERS

Artisan storefrontsHandmade goodsVintage & collectiblesSecure USD paymentsDiaspora giftingCreator tools

DOMAINS

mercados.com.vemercadosve.com
Ecosystem Connection — Powered by Latido Finance payments and Delivery by Latido fulfillment.
logo

Venezuela's real estate platform

A real estate marketplace for buying, renting, and exploring property across Venezuela — with USD-denominated pricing, virtual tours, and mortgage financing.

WHAT IT OFFERS

Property listingsBuy & rent searchUSD-denominated pricingAgent networkVirtual toursMortgage & financing

DOMAINS

casa.com.vecasave.com
Ecosystem Connection — Financed through Latido Finance credit products.
logo

The fulfillment layer of Venezuela

Last-mile delivery infrastructure powering commerce and services across Venezuela — from same-day delivery to cold chain logistics and merchant fulfillment APIs.

WHAT IT OFFERS

Same-day deliveryMerchant fulfillmentCold chain logisticsAPI for e-commerceDriver networkReal-time tracking

DOMAINS

delivery.latido.comlatidodelivery.com
Ecosystem Connection — Fulfillment backbone for Mercados, Casa, and VisitVe.
logo

Venezuela's energy intelligence layer

Fuel price tracking, distribution logistics, and energy market data — a platform positioned for fuel distribution, pricing intelligence, and energy marketplaces across Venezuela.

WHAT IT OFFERS

Fuel price trackingDistribution logisticsEnergy market dataStation locatorFleet managementDiesel & combustible

DOMAINS

gasolina.com.veenergy.com.vediesel.com.vecombustible.com.ve
Ecosystem Connection — Logistics layer connects with Delivery by Latido for fleet and distribution.

SYSTEM ARCHITECTURE

How It All Connects.

01

Remittances Enter

VenSend

Dólar Directo

EnviaFamilia

$4.5B/yr

Annual inflow

02

Currency Converts

Divisas

VenFX

CryptoVE

65%+

USD economy

03

Payments Occur

Pagos

Cobro

PrePago

30M+

Potential users

04

Commerce Flows

Mercados

Casa

VisitVe

3

Commerce platforms

05

Delivery Executes

Delivery by Latido

24h

Target delivery

06

Credit is Built

Crédito

Loans

0→1

Credit access

07

Assets Protected

Amparo Insurance

5+

Insurance products

This is not a collection of apps.

This is an economic operating system.

LATIDO FINANCE

The Finance Portfolio.

INFRASTRUCTURE LAYER
INFRASTRUCTURE LAYER
venfx.co

VenFX is the technology backbone beneath Latido Finance. Real-time FX rate engine, currency conversion APIs, BCV vs. parallel market data aggregation, and institutional foreign exchange infrastructure. Not a consumer product — the platform that makes all other platforms possible.

B2B · INSTITUTIONAL

FX REFERENCE
FX REFERENCE
dolares.com.vedolardirecto.co.vedolardirecto.comdolardirecto.com.ve

Venezuela's authoritative dollar rate reference. Real-time BCV official and parallel market rates with 7-day historical data, currency conversion tools, and WhatsApp alerts. Millions of Venezuelans check the dollar rate daily.

Feeds → VenSend · EnvíaFamilia · DIVISAS

FX PLATFORM
FX PLATFORM
divisas.com.ve

The consumer-facing currency exchange layer of the VenFX infrastructure. Enables users to access real-time FX pricing, compare rates, and execute currency transactions based on official and parallel market conditions.

Powered by → VenFX · Informed by → Dolar Directo

CONSUMER REMITTANCES
CONSUMER REMITTANCES
cambio.com.vevensend.com.vevensend.co

The consumer remittance brand for the 7.9M Venezuelan diaspora. Parallel-rate transfers with Standard (1–3hr) and Express (under 30 min) delivery, zero hidden fees, full KYC compliance. First transfer always free.

Rates from → VenFX · Compared on → EnvíaFamilia

COMPARISON PLATFORM
COMPARISON PLATFORM
transferencias.com.veenvíafamilia.com

Venezuela's leading remittance comparison platform. Ranks Remitly, Wise, Western Union, Zelle, USDT, and VenSend side-by-side on bolivares delivered per $100 — updated in real time. Independent, transparent, trusted by thousands of Venezuelan families.

Recommends → VenSend · Rates from → VenFX

CONSUMER PAYMENTS
CONSUMER PAYMENTS
pagos.co.ve

The consumer guide to Venezuela's fragmented payments ecosystem. Educates on Zelle, PayPal, USDT, and bank transfers — recommending the right method per use case. Editorial, independent, continuously updated.

Paired with → COBRO · Connects to → Recargas · PrePago

MERCHANT PAYMENTS
MERCHANT PAYMENTS
payments.com.vepayments.co.vepayment.com.vepayment.co.vepay.co.vecobro.com.ve

The B2B merchant payment acceptance layer. Gives Venezuelan businesses a unified panel to accept Zelle, USDT, Pago Móvil, and bank transfers. PAGOS sends consumers — COBRO collects from them. Builds financial identity that powers Crédito.

Consumer side → PAGOS · Builds data for → Crédito

MOBILE TOP-UPS
MOBILE TOP-UPS
recargas.com.ve

Mobile top-up and carrier recharge platform for Venezuela. Enables diaspora and local users to recharge Movistar, Movilnet, and Digitel lines directly. High-frequency, low-friction transaction that keeps users engaged daily.

Part of → PAGOS family · Connects to → PrePago

PREPAID ACCOUNTS
PREPAID ACCOUNTS
prepago.com.ve

Prepaid card and account infrastructure for Venezuela — enabling unbanked and underbanked Venezuelans to participate in the digital economy without a traditional bank account. The financial inclusion layer of the PAGOS family.

Part of → PAGOS family · Gateway to → Crédito

CRYPTO INTELLIGENCE
CRYPTO INTELLIGENCE
cryptocurrency.co.vecryptove.co

Venezuela's crypto intelligence hub. Tracks USDT/VES rates, TRC-20 vs. ERC-20 comparisons, P2P platform guides, and Binance Venezuela market data. Venezuela ranks 3rd in Latin America for crypto adoption.

Rates from → VenFX · Users convert to → PAGOS · COBRO

CREDIT PLATFORM
CREDIT PLATFORM
credit.com.ve

Venezuela's digital credit platform — connecting Venezuelans with lending products as the country's formal credit market re-emerges. Leverages financial identity built across the Latido payment ecosystem to enable credit access.

Informed by → PAGOS · COBRO data · Paired with → Loans

LENDING MARKETPLACE
LENDING MARKETPLACE
loans.com.veloans.co.ve

The English-language lending marketplace for Venezuela — bridging international lenders and institutional capital with Venezuelan borrowers. Structured marketplace for cross-border lending products, personal loans, and business financing in USD.

Paired with → Crédito · International bridge for → VenFX

INSURANCE
INSURANCE
insurance.co.veinsurance.com.ve

Venezuela's digital insurance comparison and protection platform. Amparo means shelter in Spanish. Auto, health, travel, home, and business insurance — the protection layer as Venezuelans accumulate assets and rebuild economic lives.

Serves users from → Crédito · COBRO · PrePago

INVESTMENT THESIS

How we think about building.

01

Infrastructure First

We build the rails, not just the trains. Every platform we create is designed to be foundational — a layer that others can build on top of. Infrastructure compounds. Apps don't.

02

Emerging Market Depth

We operate where complexity is highest and competition is lowest. Venezuela's regulatory, economic, and logistical complexity is not a deterrent — it is our moat.

03

Platform Thinking

Each business is designed to be a platform — not a product. Platforms attract ecosystems. Ecosystems create defensibility. Defensibility creates lasting value.

04

Long-Term Capital

We are permanent owners, not fund managers. We don't build to exit. We build to compound. Our time horizon is measured in decades, not quarters.

"The most valuable companies of the next decade will be built in markets that most investors are afraid to enter. We are not afraid."
Latido Group — Founding Principles

CONTACT

Partner With Us.

info@latidocapital.com

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DOMAIN PORTFOLIO

Digital Real Estate at Scale

01Category entry points
02Consumer trust anchors
03Long-term strategic assets
finance.com.vedolares.com.vetransferencias.com.vecredito.com.venews.co.vemercados.com.vecasa.com.vegasolina.com.vecryptocurrency.co.veinsurance.com.veprepago.com.vedelivery.co.vetravel.com.vediesel.com.veenergy.com.vecombustible.com.ve
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